Adir Insurance

Group Life Insurance and Group Credit Life

Responsibility can be a liability if you don’t protect your legacy. ADIR offers Small and Medium Enterprises (SMEs) and corporations a life and credit life insurance plan that fits into their corporate employee package.

PRODUCT SNEAK PEEK

SMEs and corporations’ backbone is their human capital, and it’s not that easy to continuously make sure that everybody’s feeling safe and enjoying working with you.

Turning to ADIR’s Group Level Term Life Plan with its wide coverage, flexible terms and payment plans will help you retain your existing staff & attract new talent to your business. Not to mention that the Credit Life policy will also give a hand in covering the outstanding loan amount of borrowers in case of deficiency. It can be adapted to all sorts of debts and loans from financial institutions or banks.

Main Coverage

Natural & Accidental Death Benefits

Additional Coverages

Double Indemnity, Passive War & Permanent Partial Disability (PPD) due to Sickness & Accidents

Extra Benefits

Accelerated Terminal Illness Benefit

EASY ENROLLMENT & BEST COVERAGE

ELIGIBILITY

  • Employee’s payroll

  • Entry age: 18- Maximum cover age: 65

FLEXIBILITY

  • Change of beneficiaries at any time

  • Define choice of plans/ categories based on specific criteria

  • Flexibility of choosing the coverage that suits you best per scheme

ADVANTAGES

  • Financial protection for an employee’s family

  • Easy subscription

  • Free cover limit

  • Easy and simple underwriting requirements

  • Facility and flexibility of payment mode (depending on your financial capabilities)

  • Free consultancy from our Sales Representatives

  • Flexibility of choosing the coverage that suits you best

OPTIONAL COVERS & RIDER BENEFITS*

  • Permanent Partial Disability: Due to Sickness or Accident

  • Permanent Total Disability: Due to Sickness or Accident and Waiver of premium at time of claim
  • Passive War Risks: Death, Permanent Total Disability and Permanent Partial Disability
  • Double Indemnity in case of Accident

  • Terminal Illness

*Complementary covers might be subject to exclusions, special conditions or can be declined