Group Health Insurance Plan

ADIR offers a classic Group Health Insurance plan to make sure your medical needs are met.

PRODUCT SNEAK PEEK

There is a famous saying that goes, “The greatest wealth is health.” As an employer, make sure you offer your employees and yourself a reliable medical plan with full assistance and worldwide coverage, ensuring a healthy lifestyle and protecting your business from unforeseen incidents.

ADIR Insurance gives you the opportunity to maintain your workflow and create a secured positive environment. From streamlined claims processing to a dedicated physicians team all over Lebanon, we strive to give you utmost medical assistance while reducing the hassle of admission process for you and your staff. Our plan is managed by a third party administrator specialized in the medical assistance & support.

Main Coverage

24h/24 Medical Assistance resulting from an emergency or pre-approved cases

Additional Coverages

Out of Hospital; an online system is available to speed up the process, without the Third Party Administrator’s (TPA’s) prior approval

Extra Benefits

Lifetime Limitation on Chronic Diseases

EASY ENROLLMENT & BEST COVERAGE

ELIGIBILITY

Business Owner

FLEXIBILITY

Change of Coverage at any time

ADVANTAGES

Easy and simple underwriting requirements
Facility of payment mode (depending on your financial capabilities)
Free consultancy from our Sales Representatives
Flexibility of choosing the coverage that suits you best
Guaranteed Renewability (GR)

OPTIONAL COVERS & RIDER BENEFITS*

Network : a.Class A b. Class B c. Class K
IN Hospital:
Medical Expenses resulting from emergency and approved cases.
Prosthesis including stent related to a covered medical necessity
Physiotherapy treatment
Maternity benefits including delivery, medically mandated abortion, miscarriage and epidural.
Morgue and burial costs if the insured dies at the hospital
Possibility to add Newborn Babies as from day zero, free of charge Infertility cover
Breast Reconstruction
OUT of Hospital:
Access to any Laboratory, Diagnostic or Physiotherapy center The Special advantages
Up to US$5,000- per year
Coverage of most Pre-Marital tests as mandated by Lebanese Law
Three obstetrical Ultra-Sound, One morphological Ultra-Sound, One Amniocentesis per pregnancy when maternity is covered
Laser therapy, Physiotherapy and Kinesitherapy
Thallium myocardial scintigraphy
Abdomino-Pelvis Ultrasound
One Osteodensitometry test is covered per year when medically necessary
Polysomnography test
Terminal Illness

*Complementary covers might be subject to exclusions, special conditions or can be declined